USING CREDIT WISELY

Rees Jones, Assistant Vice President of Simmons First Bank of Searcy, recently taught students at Riverview the do's and don'ts of credit to mark national Get Smart About Credit Day, a financial literacy program sponsored by the American Bankers Association Foundation. The presentation was one of many made by bankers across the country as part of a nationwide effort to help young people take charge of their personal finances.

"The choices young adults make with their first credit card will impact their lives years later when they apply for a car loan or even a mortgage," Rees Jones, Loan Officer. "We are participating in this program to raise awareness about the responsible use of credit. And, to show students how they can use credit wisely, right from the start."

The presentation focused on six core activities the "how-to's" of credit - including obtaining and managing credit, reading a credit report effectively, understanding the importance of a good credit record, budgeting now to help avoid credit problems later and keeping personal financial information secure.

Simmons First Bank of Searcy is an affiliate bank of the $2.7 billion Simmons First National Corporation financial holding company. The Company's eight banks conduct financial operations from 86 offices, of which 82 are financial centers, in 48 communities in Arkansas.

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