SOUTHERN BANK NAMED TOP COMMUNITY BANK

Southern Bank announced today that it was included in the 2012 edition of SNL Financial’s annual listing of top 100 community banks. Among all publicly-traded community banks in the United States, Southern Bank’s 2012 performance was ranked eleventh. Among all public and privately owned community banks in the listing, Southern Bank was ranked 45th. Southern Bank is a subsidiary of Southern Missouri Bancorp, Inc., which trades under the ticker “SMBC” on the NASDAQ Global Market. Information which may be of interest to current or potential investors is available at investors.bankwithsouthern.com.

From its 1887 founding as a building and loan association, Southern Bank has grown to a full-service commercial bank focused on pairing community bank service with the latest technology in delivering financial services to its valued customers. The bank operates 18 physical branches in Missouri and Arkansas, and also makes electronic banking services available through its website at www.bankwithsouthern.com.

Southern Bank was selected by SNL Financial based on criteria including its profitability, asset quality, efficiency, and loan growth. This marks the third consecutive year that Southern Bank has been included in SNL’s annual listing of top community banks.

“Our consistently strong performance is directly attributable to the quality and expertise of our staff and management team, and I know that without their hard work and dedication, these results would not be possible,” stated Greg Steffens, President and CEO of Southern Bank.

At December 31, 2012, Southern Bank reported assets of $764 million; its $613 million in loan balances represented 13% growth from one year ago. “At a time when some consumers and small businesses continue to express frustration about availability of credit, Southern Bank is eager to provide financing to local borrowers,” said Steffens.

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